According to media reports, the European Union has developed a legal framework for the issuance of the digital euro. This electronic currency will become an alternative payment solution throughout Europe for legal entities and individuals. The digital euro will also function as an electronic wallet. The European Central Bank will be the issuer of this currency, which will allow it to guarantee the reliability, value, stability and reputation of the digital euro, as well as the possibility of its exchange for cash. It is noted that commercial companies will be required to accept the digital euro. And given the high cost of the new infrastructure at the initial stage, there will be an exception for very small merchants for a while. Individuals and legal entities will be able to use the digital euro to make payments anytime and anywhere in the eurozone. Electronic currency can be used for Internet payments, as well as for making payments between devices where there is no Internet access. It is worth noting that digital payments can be made without providing personal data. Access to the digital euro will be provided to EU banks and other payment providers. People who do not have bank accounts will be able to receive electronic money by opening an account at a post office or other government organization.
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